Cigar Auction Event @ Zafutos Cigar Lounge in Ontario, California

ATTENTION ALL SOUTHERN CALIFORNIA CIGAR SMOKERS:

For those unaware, David Latina, of the former Azucar Lounge in Corona, formerly of Zafutos Cigar Lounge in Ontario and presently with Havana Cigars in Phoenix Arizona, suffered a tragic freak accident late last year that resulted in paralysis and is on a long road to recovery.

Dave, a retired San Bernardino County Deputy Sheriff, businessman and all around amazing person, is our well-known Brother of the Leaf who has always been there in support of the Cigar Industry.

Let’s SUPPORT HIM and his family by getting together NEXT FRIDAY – February, 17, 2017 @ 5 pm for a CIGAR AUCTION @ ZAFUTOS CIGAR LOUNGE in Ontario, Ca – to help him and his family with non-insurance supplemented expenses; specifically, specialized chair lift and such.

THE AUCTION: There will be a large variety of Premium Cigar (boxes) from various Cigar Manufacturers/Brands for you to bid on, as well as donated items from vendors and businesses for raffle.

This event is your opportunity to support Dave and his family, as well as GET INCREDIBLE DEALS ON CIGARS AND CIGAR ACCESSORIES.

THIS IS A CASH ONLY EVENT – please bring cash! (there is an ATM nearby).

Are you a BRAND OWNER or Cigar Industry professional? Please consider participating with a donation of any sort for raffle.

Are you a business owner of any sort? Please consider donating for the raffle as well.

YOU MAY CONTACT:

Zafutos Cigar Haven @ (909) 980-9943 and speak to staff there about the event or

contact me, Tommy Sevilla @ (951) 289-1710

tomsevilla@gmail.com

MONEY DONATIONS: If you feel it within your heart to DONATE via cash, check or credit card, please contact:

mweber@morganandfranz.com

Mary Jane Weber , owner of Morgan and Franz Insurance and close friend of Araceli and Dave Latina, is looking at setting up a trust account for this purpose.

BLOG: Plumbing Companies

How to Start a Plumbing Business from Scratch

Starting a plumbing business has never been an easy thing to do. Apart from knowledge and skills, the business requires passion to grow and flourish. After registering your business, you need to obtain a plumbing business license.

Here are some of the best tips about starting a plumbing business successfully and profitably:

1. Develop a good reputation.

Undeniably, business competition is raging and establishing a highly reputable name in this business is vital for survival. Many small companies are having a difficult time competing with big companies which have already established a good name in this business.

Word of mouth is one of the best and cheapest promotional strategies a company can ever have. By offering great quality service to certain customers, it can bring some referrals which can increase your business’ profit. In most cases, by getting the loyalty of one influential customer, you can begin serving the whole community. When this happens, you become the community’s plumber.

Know who your loyal customers are and make sure to give them exemplary quality service always. Offer discounts and free services to avoid losing them. Perhaps you can give free plumbing inspections at least once a year to keep loyal customers.

2. Make your competitors as your friends.

In most cases, competition occurs, but it helps if you can make friends with your competitors. There are instances where you cannot render service to your clients. Instead of turning down the customer’s request, refer them to the nearest best plumbing business you know. You never know, the favor might be returned later on. Also, you never disappoint a client, which is good for the business.

3. Skills, knowledge, and expertise are necessary.

Just like any other business, starting a plumbing business requires a deep sense of knowledge and skills on how the services are rendered. It would always be best to start as an apprentice before starting a plumbing business. At the start of the business, you can start working in the business, and when it progresses, you can start working on the business.

4. Settle on your desired target market.

Know the people who can help your business grow. Make a list of potential contacts that will most likely need your service. Contact the local builders and realtors as they know people and places that require plumbing works.

5. Get the services of expert technicians.

The technician’s skills, abilities and knowledge should be assessed before their employment. Afterall, they will be done who would work directly with the clients. Therefore, they should possess the necessary skills and experience required to satisfy the client.

6. Make sure to apply for a fleet insurance.

Getting a fleet insurance is one of the best moves to take when running a fleet business. It helps in protecting the business against any financial difficulties brought about by some risks and perils.

For more info on the pros and cons of plumbing visit us at http://emergencyplumberlosangeles.net

PRESS RELEASE: Prepared Remarks of Richard Cordray, Director, Consumer Financial Protection Bureau

FOR IMMEDIATE RELEASE:
February 14, 2017

CONTACT:
Office of Communications
Tel: (202) 435-7170

Prepared Remarks of Richard Cordray

Director, Consumer Financial Protection Bureau

Financial Literacy and Education Commission

Washington, D.C.

February 14, 2017

Good morning. I am glad to welcome everyone here to the Financial Literacy and Education Commission for our first meeting of the year. The commission continues to be a valuable forum for promoting financial literacy and a catalyst for improving the financial well-being of consumers. Today, we will be discussing two issues. The first is the efforts being made to support financial readiness for members of our military. The second is the work being done to promote financial education and financial capability in diverse communities across the country. On both fronts, the Consumer Financial Protection Bureau has been actively engaged in making a difference to help people better understand and manage the ways and means of their lives.

As many of you know, Holly Petraeus recently retired from the Consumer Bureau. Over the course of five years, Holly built the Office for Servicemember Affairs from the ground up to be a strong advocate for the men and women who serve this country. Finding a capable replacement to fill Holly’s shoes to do this important work was a high priority.

Having said that, I want to introduce Paul Kantwill, who will be serving as the Bureau’s new head of the Office for Servicemember Affairs. Before joining the Bureau, Paul served as the director in the Office of Legal Policy at the Pentagon. Many of you may have worked closely with Paul already, and we are excited to have him in his new role. Please help me welcome Paul.

Since the Consumer Bureau first opened its doors more than five years ago, our Office for Servicemember Affairs has been busy engaging with and working on behalf of the military community. To date, we have received more than 71,200 complaints from military consumers telling us about a wide variety of challenges they face. We also have taken a number of enforcement actions against companies that have sought to harm servicemembers and their families. Our vision is to meet the needs of military consumers any way we can – whether by hosting educational seminars or providing financial coaching for transitioning veterans.

In particular, we are working closely with the Department of Defense to offer effective financial literacy training for servicemembers and their families at key stages of the military lifecycle. While there is never a bad time to provide financial education materials to anyone, we believe that reaching members of the military at major life events during the progress of their careers can make a great contribution to their overall financial stability.

With that in mind, we are enthusiastic about the creation of the Department of Defense Financial Readiness Office. This is a significant step to help ensure that servicemembers have easy access to foundational information about financial education. We look forward to continuing our work together, and today we are interested in hearing from our panelists about how we can make further progress in supporting servicemembers and their families.

We are also interested in hearing about the unique challenges faced by other diverse populations, such as lower-income and economically vulnerable consumers. Last year, we launched a new program at sixty host sites around the country to provide professional financial coaching services to veterans and economically vulnerable consumers. These services are helping people be more proactive in taking control of their finances at crucial moments in their lives.

This financial coaching is being offered primarily at American Job Center sites funded by the Department of Labor. We also are providing it at a number of nonprofit organizations that provide complementary services, such as job training, education, housing, and social services. To date, about 8,000 clients have received well over 16,000 financial coaching sessions and have made positive progress toward meeting their financial goals.

Another initiative that we launched for serving economically vulnerable communities is the Your Money, Your Goals toolkit, which helps consumers obtain accurate information about managing their finances. It is available in both English and Spanish. It is also accompanied by a “train-the-trainer” framework that equips social services staff, including case managers and others, to help clients identify their own financial challenges and goals. Over 250 organizations in 49 states, plus the District of Columbia and Puerto Rico, have adopted it to better serve their clients. In the past three years, over 13,000 frontline staff and volunteers have been trained on the Your Money, Your Goals toolkit, and we will be working to select another 30 organizations, public entities, and coalitions for more trainings beginning later this month.

These are just some of the many ways we are engaging with lower-income and economically vulnerable consumers, and we look forward to hearing from our panel members on other innovations they are developing in this area.

All of the resources I mentioned for servicemembers and economically vulnerable consumers can be found on our website at consumerfinance.gov, which I encourage you to visit.

We are fast approaching the week where we recognize the “America Saves” and “Military Saves” initiatives. They remind us of the key role that the FLEC plays in coordinating the federal government’s efforts to promote financial literacy and financial capability. The work we are doing together here at the FLEC remains vital to achieving sustained financial well-being for individuals and families everywhere in the United States. Thank you.

###

The Consumer Financial Protection Bureau is a 21st century agency that helps consumer finance markets work by making rules more effective, by consistently and fairly enforcing those rules, and by empowering consumers to take more control over their economic lives. For more information, visit consumerfinance.gov.

Press Release: Prepared Remarks of Richard Cordray Director of the Consumer Financial Protection Bureau | RD Legal Funding Enforcement Action Press Call

FOR IMMEDIATE RELEASE:
February 7, 2017

CONTACT:
Office of Communications
Tel: (202) 435-7170

Prepared Remarks of Richard Cordray

Director of the Consumer Financial Protection Bureau

RD Legal Funding Enforcement Action Press Call

Washington, D.C.

February 7, 2017

Thank you for joining today’s call. It is my honor to be working alongside Attorney General Eric Schneiderman on this matter. He is one of the toughest and most effective advocates for consumers in the country and we thank him for that.

Today the Consumer Financial Protection Bureau is joining forces with New York to sue RD Legal Funding, two related entities, and their owner. We allege that they scammed 9/11 heroes with cancer and other illnesses out of millions of dollars intended to cover their medical costs, lost income, and other critical needs. We also allege that RD Legal targeted National Football League concussion victims with brain injuries in the same manner. In both instances, the company lured vulnerable consumers into surrendering money due to them with lies about the terms of costly financial advances on settlement fund payouts.

Many of the police, firefighters, paramedics, and others who were first responders to the World Trade Center attack on September 11, 2001 suffer from cancers and other respiratory illnesses related to their exposure to dust and debris at the attack site. Many others suffer post-traumatic stress disorder, depression, and memory loss. Through the James Zadroga 9/11 Health and Compensation Act of 2010, Congress allocated billions of dollars to help these heroes with their needs, including mounting medical costs and lost income because of their inability to work.

The other victims named in our lawsuit are former NFL players who have been diagnosed with brain injuries and neurodegenerative diseases, such as Alzheimer’s and Parkinson’s disease, who were entitled to payments from a settlement in a class action lawsuit.

In today’s lawsuit, we allege that RD Legal, based in New Jersey, contacted these consumers after they were awarded their money but before they received it. It swooped in during that gap to offer a purported “deal” – an upfront payment of some of the money, to be paid back later when the consumer received the actual settlement.

We believe that through convoluted contracts, RD Legal misrepresented to consumers what they were being offered. It deceived consumers; interfered with their understanding of the terms, costs, and conditions of the transactions; and prevented them from meaningfully evaluating the offering. And what was offered was expensive. For example, one 9/11 first responder was awarded $65,000 from the Zadroga Fund. While she waited for her full payment, RD Legal advanced her $18,000. When her payment from the fund arrived six months later, she had to repay $33,000 to RD Legal, $15,000 more than she was advanced.

Another victim was duped out of even more money. He was a severely disabled 9/11 first responder who received $35,000 from RD Legal. When he received his check from the Zadroga Fund three months later, he owed RD Legal $63,633 – almost $30,000 more than the company had advanced to him.

We allege that one way RD Legal was able to trick consumers into its scam was by lying about the timelines involving the money. It claimed to consumers that it could “cut through red tape” to obtain their anticipated payments from claims administrators faster than would otherwise be possible. In fact, RD Legal had no authority or ability to change the timing of when any victim compensation or settlement payouts occurred.

The company also misrepresented to consumers when they would receive money from RD Legal. On its website, the company promised that consumers would receive the money within several days of entering into the contract, but some consumers did not receive money until several months after it was promised.

Finally, because we believe that RD Legal’s costly transactions were based on void contracts or that they violated interest rate caps in at least one key state – the State of New York – we allege that it was illegal for RD Legal to attempt to recover its money from the victims.

We look forward to proving all of this in court.

Along with RD Legal Funding, in our lawsuit we named two related entities – RD Legal Finance and RD Legal Funding Partners. We also named Roni Dersovitz, who is the founder and owner of all the entities; we allege that he substantially assisted RD Legal’s violations. Through this lawsuit, the CFPB and the New York Attorney General are seeking to end the defendants’ illegal practices, obtain relief for the victims, and impose penalties.

As we regularly emphasize, the Consumer Financial Protection Bureau is the nation’s first federal agency whose sole focus is to protect consumers in the financial marketplace nationwide. The premise at the heart of our mission is that consumers deserve to be treated fairly and they should have someone who will stand on their side when that does not happen. Through fair rules, consistent oversight, appropriate law enforcement, and broad-based consumer engagement, we are working to restore people’s trust in consumer financial markets and protect them against the kind of illegal conduct described in today’s suit. We are always pleased to partner in our efforts with law enforcement officials from around the country, and are glad to do so again here today. Thank you.

###

The Consumer Financial Protection Bureau is a 21st century agency that helps consumer finance markets work by making rules more effective, by consistently and fairly enforcing those rules, and by empowering consumers to take more control over their economic lives. For more information, visit consumerfinance.gov.

Press Release: New Lawsuit Regarding 9/11 Heroes and NFL Players

FOR IMMEDIATE RELEASE:
February 7, 2017

CONTACT:
Office of Communications
Tel: (202) 435-7170

CONSUMER FINANCIAL PROTECTION BUREAU AND NEW YORK ATTORNEY GENERAL SUE RD LEGAL FOR SCAMMING 9/11 HEROES OUT OF MILLIONS OF DOLLARS IN COMPENSATION FUNDS
CFPB and NY Also Accuse Company of Deceiving National Football League Concussion Victims

WASHINGTON, D.C. – Today the Consumer Financial Protection Bureau (CFPB) and the New York Attorney General filed a lawsuit against RD Legal Funding, LLC, two related entities, and Roni Dersovitz, the companies’ founder and owner, for allegedly scamming 9/11 heroes out of money intended to cover medical costs, lost income, and other critical needs. RD Legal also allegedly conned National Football League (NFL) concussion victims. The CFPB and New York Attorney General allege that the illegal scheme deceived 9/11 first responders with cancer and other illnesses and football players with brain injuries out of millions of dollars by luring them into costly advances on settlement payouts with lies about the terms of the deals. In the suit filed in federal court, the CFPB and the New York Attorney General seek to put an end to the company’s illegal practices, obtain relief for the victims, and impose penalties.

“It is unconscionable that RD Legal scammed 9/11 heroes and NFL concussion victims out of millions of dollars,” said CFPB Director Richard Cordray. “We allege that this company and its owner lined their pockets with funds intended to cover medical care and other critical expenses for people who are sick and sidelined. Our lawsuit seeks to end this illegal scheme and get money back to those entitled to receive it.”

“The alleged actions by RD Legal – scamming 9/11 heroes and former NFL players struggling with severe injuries—are simply shameful. RD Legal used deceptive tactics to charge unlawfully high interest rates for advances on settlement and compensation funds, allowing them to profit off the backs of these unsuspecting individuals,” said New York Attorney General Eric Schneiderman. “My office will do all it can to end the fraudulent practices employed by RD Legal, recoup the illegal amounts charged by this company – and make these victims whole again.”

RD Legal, based in Cresskill, N.J., is a company that offers advances to consumers entitled to payouts from victim compensation funds or lawsuit settlements. The company targeted fund awardees including police, firefighters, paramedics, and others who were first responders to the World Trade Center attack on September 11, 2001. Many of these first responders suffer from cancers and other respiratory illnesses related to their exposure to dust and debris at the attack site, post-traumatic stress disorder, depression, and memory loss. They were awarded money from the Zadroga Fund, established by Congress to assist with needs including mounting medical costs and lost income because of their inability to work. RD Legal also targeted former NFL players who have been diagnosed with neurodegenerative diseases such as Alzheimer’s and Parkinson’s disease and were entitled to payments from the settlement in a class action lawsuit.

The CFPB and the New York Attorney General allege that RD Legal contacted these consumers after they were awarded their money but before they received most of it. RD Legal then swooped in with a “deal,” offering the victims an upfront payment of some of the money they had not yet received which would be paid back when they received the balance of the payout. Through confusing contracts, RD Legal misrepresented to consumers their obligation to repay these expensive transactions, often collecting from the consumer more than twice what RD Legal had advanced months earlier. Today’s lawsuit alleges that RD Legal’s illegal actions cost victims, many of whom suffered long-term physical or cognitive harm, millions of dollars.

The CFPB and the New York Attorney General allege that the defendants violated several laws, including the Dodd-Frank Wall Street Reform and Consumer Protection Act’s prohibition on deceptive and abusive acts and practices. Specifically, the CFPB and New York Attorney General allege that RD Legal:

Lured consumers into costly payouts by lying about the terms of the deal:Through convoluted contracts, RD Legal misrepresented to consumers what they were being offered. These misrepresentations deceived consumers, interfered with their understanding of the terms, costs, and conditions of the transactions, and prevented them from meaningfully evaluating what was being offered. The products were expensive. For example, one consumer was awarded $65,000 from the Zadroga Fund. While she waited for her payment from the fund, RD advanced her $18,000. When her award payment from the fund arrived six months later, she had to repay $33,000 to RD Legal – so she paid $15,000 to RD above and beyond the money RD Legal advanced to her.

Lied about speeding up the processing of consumers’ claims: RD Legal lied to consumers by claiming that it could “cut through red tape” to obtain their anticipated payments from claims administrators faster than would otherwise be possible. In fact, RD Legal had no authority or ability to change when victim compensation or settlement payouts occurred.

Deceived consumers about when they would receive the money from RD Legal: RD Legal misrepresented to consumers when they would receive money from the company. On its website, the company promised that consumers would receive the money within several days of entering into the contract, but some consumers did not receive money until months after it was promised.

Illegally collected money from consumers: When consumers received their payouts from their actual settlement funds, RD Legal attempted to recover its money from the victims. But the complaint alleges that the costly transactions are not valid and enforceable or they are void under New York law because they violated the state interest rate cap. As a result, no payment is due and RD Legal had no right to collect.

The New York Attorney General also alleges additional violations of New York state law in the complaint.

Named in today’s lawsuit are RD Legal Funding LLC, RD Legal Finance LLC, RD Legal Funding Partners LP, and Roni Dersovitz. The lawsuit alleges that Dersovitz is the founder and owner of all the entities, and that he substantially assisted RD Legal’s violations. Through the lawsuit, the CFPB and the New York Attorney General are seeking to put an end to the company’s illegal practices, obtain relief for the victims, and impose penalties.

The complaint is not a finding or ruling that the defendants have actually violated the law.

The CFPB and New York Attorney General’s complaint can be found at: http://files.consumerfinance.gov/f/documents/201702_cfpb_RD-Legal-complaint.pdf

###

The Consumer Financial Protection Bureau is a 21st century agency that helps consumer finance markets work by making rules more effective, by consistently and fairly enforcing those rules, and by empowering consumers to take more control over their economic lives. For more information, visit consumerfinance.gov.

CFPB Sues Woodridge Gold & Pawn

FOR IMMEDIATE RELEASE:
February 2, 2017

CONTACT:
Office of Communications
Tel: (202) 435-7170

CONSUMER FINANCIAL PROTECTION BUREAU AND VIRGINIA ATTORNEY GENERAL TAKE ACTION AGAINST WOODBRIDGE GOLD & PAWN FOR DECEIVING CONSUMERS ABOUT LOAN COSTS
Pawnbroker to Pay Restitution to Consumers and End Deceptive Practices

Washington, D.C. – The Consumer Financial Protection Bureau (CFPB) and the Attorney General of Virginia took action today against Woodbridge Coins and Jewelry Exchange, Inc., doing business as Woodbridge Gold & Pawn, for deceiving consumers about the actual annual costs of its loans. The CFPB and the Virginia Attorney General alleged that the company broke the law by misstating the charges associated with pawn loans. The CFPB and the Virginia Attorney General are filing a complaint and a proposed consent order in federal court. If approved by the court, the proposed order would require Woodbridge Gold & Pawn to pay $79,000 in consumer relief and penalties and end deceptive disclosures.

“Consumers are entitled to know the actual annual cost of a loan,” said CFPB Director Richard Cordray. “Woodbridge Gold & Pawn deceived consumers about those costs, and with today’s action we are securing relief for consumers who were wronged.”

“In recent years we have seen a rash of pawn brokers around Virginia skirting laws and overcharging consumers,” said Virginia Attorney General Mark Herring. “If you’re considering using a pawn shop or other small dollar loan, you should always closely review the terms and know your rights before signing anything that might result in even more money coming out of your pocket.”

Woodbridge Gold & Pawn is a pawnbroker based in Woodbridge, Va., that issues closed-end loans secured by personal property. The company charges consumers a finance charge on their loans. The charge is made up of four fees: “maintenance,” “interest,” “storage,” and “clerical.” The CFPB found that since at least May 2014, Woodbridge misled its customers about the costs of their loans by disclosing deceptively low annual percentage rates (APRs) that did not reflect all of the fees and charges tacked onto the loans. These inaccurate disclosures in many cases understated the true annual percentage rate by as much as half of the actual cost.

The CFPB and the Virginia Attorney General’s complaint alleges that the company’s actions violated the Truth in Lending Act, the Dodd-Frank Wall Street Reform and Consumer Protection Act, Virginia’s pawnbroker statutes, and the Virginia Consumer Protection Act. Under the proposed consent order, the company would be required to pay over $56,000 in restitution to approximately 1,000 consumers, forfeit over $17,000 in ill-gotten gains, and pay $5,000 to the Bureau’s Civil Penalty Fund.

The proposed consent order will have the full force of law only when signed by the presiding judge.

The complaint filed today is available here: http://files.consumerfinance.gov/f/documents/201702_cfpb_Woodbridge-Gold-Pawn-complaint.pdf

The proposed consent order is available here: http://files.consumerfinance.gov/f/documents/201702_cfpb_Woodbridge-Gold-Pawn-stipulated-final-judgment.pdf

###

The Consumer Financial Protection Bureau is a 21st century agency that helps consumer finance markets work by making rules more effective, by consistently and fairly enforcing those rules, and by empowering consumers to take more control over their economic lives. For more information, visit consumerfinance.gov.

Client Post: The True Cost of a DUI from www.adrianasinsurance.com

Have you ever been charged with a DUI violation? The financial consequences of this can be much more dire than you would think.DUI convictions are known to be pretty expensive. Driving under the influence is not only illegal, but dangerous to everyone around you. The financial cost of a DUI varies depending on the circumstance and the state that you live in, but the consequences can go beyond a simple ticket fee.Fines or PenaltiesThe fine for a first time DUI conviction can range from $380-$1000, but there may also be additional penalty assessment fees that can be three times that number for the convicted driver.Towing/Storage FeeWhen you get pulled over for drunk driving, you will be arrested and your car will be towed and impounded. Towing and storage can set you back up to $680! The longer your car is in storage, the higher this number goes.

Treatment ProgramFirst time DUI offenders in California are required to complete a 30-60 hour treatment program. These programs have been estimated to reach up to $626. Whether you’re required to fulfill 30 hours, 60 hours, or something in between depends on the severity of your conviction.Court CostsWith DUI’s come mandatory court appearances and paperwork. Your case can cost an average of $800 or more depending on how long it goes on for and the circumstances of your DUI.

Attorney FeesWhen you go to court for you DUI, it’s recommended that you show up with legal representation. A DUI attorney is there to help protect you from excessive charges and consequences. They can mitigate legal ramifications and keep you out of jail, but it will cost you around $2,500.Driver’s License ReinstatementGetting pulled over for driving under the influence means a 4 month license suspension. Not only will you have to find other costly means of transportation, there is also a fee of $125 that you’ll be required to pay to get your license reinstated after the suspension period.Car Insurance IncreaseInsurance prices tend to skyrocket after being charged with a DUI violation because you immediately become a higher risk to them. This can be by far the highest DUI related cost because those convicted generally pay higher premiums for years. These increases can reach $2,700 or more.The next time you go out for drinks, be prepared. Have a designated sober driver to make sure that everyone is safe and you can avoid paying thousands of dollars for years to come. For more information or to get a quote on your insurance if you’ve been convicted of a DUI, give us a call at 1-800-639-7654.

Support the Team! Norte Vista High School Girls Golf Team

This slideshow requires JavaScript.

Support Girls Golf! – Donate to the Norte Vista High School Girls Golf Team

The Norte Vista (“Novi”) Girls Golf Team is in their 2nd year of existence as a competitive league golf team and self-supportive. They must pay for their gear, practices, league matches and all that is necessary to compete!

Help take the burden off of these outstanding female student-athletes who dedicate hours and hours of practice and competition time weekly – in addition to their studies – to make their community proud and learn valuable life lessons through the cerebral and fruitful game of golf.

Please send your donation directly to their Coaches; you will in turn receive a Tax Deduction Form:

Youth Kan

P.O. Box 1181

Calimesa, Ca 92320

(please note: “Norte Vista Girls Golf”)

or donate here:

Contact the Coaches!

← Back

Thank you for your response. ✨

Like Us on Facebook!

These Local Businesses Support the Norte Vista High School Girls Golf Team!

www.inlandgolfacademy.com

Inland Golf Academy – Youth & Adult Golf Instruction in Riverside, California

www.inlandgolfacademy.com

IGA trains some of the top youth golfers in the Inland Empire and is proud of it’s positive environment that fosters excelled comprehension and implementation. We also have the first and only Tots Development Program established in the Inland Empire and surrounding areas. We provide our customers and members with the best golf instruction, visual aid equipment and video analysis. Our methods are proven and guarantee improvement in the golf swing at unrepresented rates.

The IGA provides its members and customers with top notch golf instruction at unbeatable rates. In the future, we intend to implement the IGA Health and Fitness Plan. With your support, we will continue to enhance our services and provide the youth and families of our community with opportunity. At the IGA, we will continue to put customers and members first and seek ways to enhance our community and your golf game.

(951) 289-1710

Become a Booster! Advertise Your Business Here – Support the Novi Girls Golf Team

Help these wonderful coaches and amazing young student athletes succeed; support the Norte Vista Girls Golf Team financially, while helping to generate new business leads for yourself by purchasing ad space here, which will also get your ad placed on the high-traffic, highly ranked and popular: www.localbusinesslocator.com.

Your support of the Novi Lady Braves will also get you 25% discount on any of our Local Search Marketing Product purchases + 25% off any monthly Digital Marketing and SEO Packages or 50% off any yearly – paid in full – Digital Marketing and SEO package.

sevillalocalmedia@gmail.com

(951) 289-1710

Active Search Results – Meta Tag Data

blog about meta tags From the ASR Blog:Even though Google and other search engines do not use the keywords meta tag, many search engines, including Active Search Results, still do. Active Search Results believes that the keywords meta tag is a good location to include words that you want indexed where those same words are not included with your content.About ASR RankingTo see your keywords that Active Search Results has indexed for your page, visit the URL Search page and search for the site that you submitted to Active Search Results for indexing.Three examples for using the keywords meta tag are:1. To include synonyms of words that are not included in the content of your page. People search on many variations of words and phrases. Sometimes it is hard to include all of the different variations of those words in the content of your page without making your page sound like a keywords page.2. To place emphasis on certain words. It is not always easy to place your major keywords at the top of your page or in a <h1> tag. Your major keywords might not be introduced until the middle of your page. Using the keywords meta tag, you can add these keywords to inform the search engines that these words are important. Remember two important rules when using this tag: When emphasizing keywords, do not place the same keyword more than two times in the keywords meta tag. This could be considered keyword spamming and can reduce your ranking value. Also, do not place irrelevant keywords in your meta tag. Using irrelevant keywords could get your site banned from many search engines.3. Another use for the keywords meta tag is to add words from different languages. A multi-language site with one language as its default page might want to add words from other languages to attract people speaking languages that are different than the language of the default page.Visit our About Page for more information on ASR’s new Ranking Technology. www.sevillalocalmedia.com

Featured Independent (Music) Artist: Marisa Ronstadt

Biography and Information Regarding Unsigned Recording Artist: MARISA RONSTADT

Independent Recording Artist: Marisa Ronstadt

Marisa Ronstadt hails from a talented family based in Arizona whose name was made famous by her cousin, the multi-platinum recording artist, Linda Ronstadt. A performer at the age of seven, Marisa’s musical tastes are rooted in mariachi, R&B/soul, and rock, but like many Mexican-American’s raised in the U.S., her influences range from Lola Beltran and Pedro Infante, to The Beatles and Marvin Gaye. As early as the age of eight, Marisa was already performing big band, rock & roll, country, and top 40 music with a musical revue in Phoenix called the Amigos. She was a member of Amigos for ten years.

Marisa Ronstadt & The Know-it-Alls

Now Marisa calls Los Angeles her home, where she has developed ties with major local talent such as GRAMMY® award winners Quetzal Flores and Martha Gonzalez of the band Quetzal, Los Lobos, David Gomez and Jeremy Keller of the band Monte Carlo 76, R&B/Soul sensation Aloe Blacc (“Wake Me Up” and “I Need a Dollar”), and the singer-songwriter/rapper Maya Jupiter. In 2009, Marisa recorded and released an album as the lead vocalist for the band Monte Carlo 76 titled Marisela, produced by Quetzal Flores and Martha Gonzalez. After touring with Monte Carlo 76, she began songwriting with band member Jeremy Keller, and before she knew it, they had given birth to a new band, MARISA RONSTADT AND THE KNOW-IT-ALLS.

New Album by Marisa Ronstadt & The Know-it-Alls

Blueberry Moon is the first recording by “The Know-It-Alls”, was released on June 3, 2014, it marked Marisa’s first solo project recorded independently via crowd-sourced funding through Kickstarter.

The album was produced by the dynamic East L.A. duo Quetzal Flores and Martha Gonzalez, and is Marisa’s most personal and heartfelt work to date. Blueberry Moon reflects her love of classic R&B/soul, with an indie-pop flair that keeps the album fresh and the sound new. “These songs are very personal, written and recorded at a time when I was awaiting the birth of my first baby. The title track ‘Blueberry Moon’ was written for my daughter. I was so inspired by the growing life within me” said Marisa. From the smooth, sweet vocals on the title track, to the Motown inspired feel-good song “Save Me,” Blueberry Moon will be the album that begs listeners to take notice of the next Ronstadt generation!

The album also includes a nod to East L.A. legendary Chicano rock band Los Lobos with a cover of “Will The Wolf Survive” that takes the song from its original blues/rock sound, to an upbeat R&B track, with trumpet and beautiful female vocal harmonies. Marisa’s songwriting skills don’t only come in one language, as evidenced by her song “Cansada”, written in Spanish, about heartbreak and letting go. Blueberry Moon is sprinkled with little treats—interludes that feel like those tiny bite size chocolates that satisfy your craving, but make you wish you had full bar! Well the good news is, one of the three interludes is the full bar! It’s a unique five-minute piece of heaven.

The album ends with a powerful and inspirational song “Freedom”, featuring the talented Maya Jupiter in a poignant rap. Marisa wrote “Freedom” in 2010 after the anti-immigrant Arizona Senate Bill 1070 created such controversy and negativity for people in her home state. It was the strictest anti-illegal immigration measure in recent U.S. history, and Marisa felt it necessary to immediately release a song via YouTube (https://www.youtube.com/watch?v=eIwsDo1uTLY), hoping it would help shed light on the negative impact the bill was having on innocent people. Marisa’s Father, Jose Armando Ronstadt, a respected news reporter/host for Noticias Mundo Fox collaborated on the Spanish lyrics on the song. The “Freedom” video, with images of the protests against SB 1070, was featured in a news piece on NPR Latino

(http://www.npr.org/blogs/altlatino/2010/08/17/129254506/arizona-law-inspires-latin-protest-music).